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Free · 60 seconds · All credit types

Could you qualify for a lower-rate loan of $200–$15,000?

Answer 9 quick questions to see the loan type you're most likely to qualify for. Complete the quiz and you'll also unlock a free budgeting ebook ($50 value) and a spin to win one of 6 bonus assistance guides — delivered instantly.

No credit check to see your result. No obligation.

Question 1 of 9

How much do you want to borrow?

Drag the slider — don't worry, you can change this later.

$2,500
$200$15,000
Question 2 of 9

What's your monthly income before tax?

Include wages, self-employment, benefits — all regular income counts.

$3,200
$500$15,000+
Question 3 of 9

How much do you pay toward debts each month?

Rent/mortgage not needed — just loans, cards, and financing payments.

Question 4 of 9

How would you rate your credit?

Your best guess is fine — this won't trigger a credit check.

Question 5 of 9

What's your main source of income?

Lenders just need to see regular, verifiable income.

Question 6 of 9

How often do you get paid?

Lenders need this to match your repayment dates to your income.

Question 7 of 9

How long have you been employed?

Lenders look for stability — but short-term history is still accepted.

Question 8 of 9

When did you last take out a loan?

Include payday loans, cash advances, and personal loans — not credit cards.

Question 9 of 9

What do you need the money for?

Lenders don't judge — but the reason helps match you to the right product.

Checking your answers…

Calculating your debt-to-income ratio
Matching against lender requirements
Finding your best-fit loan type
Unlocking your rewards
✓ Quiz complete — result found

Installment Loan

Based on your answers, this is the loan type you're most likely to qualify for — often at a lower rate than what you'd find by applying blindly.

$5,000Est. max eligible
$310/moEst. payment
18 moTypical term
See My Loan Options — Free →

Seeing your options will not affect your credit score.

📘 Reward 1: Your free ebook is unlocked

Yours free for completing the quiz — instant download, no strings attached.

The Smart Borrower's Playbook Cover
The Smart Borrower's Playbook
$50 FREE today · 68 pages, Audio, Video, PDF

🎡 Reward 2: Spin to win a bonus assistance guide

One free spin — every spin wins. Land on one of 6 expert guides to housing help, grants, and energy assistance, delivered to you instantly.

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Section 8 Housing Guide

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